Your Business Is Leaking Capital. Most Don’t Know It.
LedgerGuard runs a comprehensive audit across your subscriptions, supplier contracts, carrier invoices, telecoms, and HMRC filings. We recover money you didn’t know you were losing — and bill progressively as each saving confirms. You pay nothing unless we deliver.
Now accepting Q3 2026 audit mandates — limited availability
Your Accountant Handles Compliance.
We Handle Everything Else.
The operational spending, supplier contracts, and statutory entitlements that fall outside the scope of standard accountancy — that’s where recoverable capital hides.
Redundant Subscriptions
25–30% of recurring software spend goes to licences no one is actively using
Flexera 2025 / Gartner
Supplier Overcharges
3–5% of invoices from logistics and service providers contain billing errors or unmet commitments
Industry Benchmark Data
Contract & Tariff Waste
UK business energy debt hit £4.48bn in 2025 — incorrect tariffs, auto-renewals, and hidden margins are widespread
Ofgem, 2025
Bank & Payment Fees
FX markups, card processing overcharges, and unnecessary account fees are rarely reviewed but add up fast
UK Finance, 2024
Payroll & Deduction Errors
Miscalculated withholdings, misapplied rates, and missed relief windows cost UK employers thousands each year
HMRC, 2025
Unclaimed Statutory Reliefs
UK businesses leave billions in available reliefs on the table each year — your accountant may not be checking all of them
HMRC, 2024
Quantify Your Exposure in 30 Seconds
Select your sector and adjust the sliders to see your projected annual recovery.
Net of LedgerGuard's performance fee. If we recover £0, you pay £0.
Request Your Free Audit →What a Typical Audit Uncovers
In our demonstration audit of a mid-market UK enterprise, LedgerGuard identified £102,360 in annual capital leakage.
From Ingestion to Recovery in Four Steps
A clinical, fully managed audit process with zero upfront cost.
Authorise
Sign a digital Letter of Authority granting read-only billing representation. No banking credentials required.
Ingest
Connect via UK Open Banking or upload a filtered expense CSV. Files process in memory and are deleted post-audit.
Audit
AI analysis cross-references every transaction against industry benchmarks, supplier contract terms, and HMRC allowance schedules.
Recover
We action every confirmed saving on your behalf — from supplier negotiations to HMRC relief filings delivered to your accountant.
The LedgerGuard Audit Console
Real-time, GDPR-compliant transaction analysis with zero persistent data storage.
Why Automation Beats Manual Auditing
A direct comparison of traditional in-house processes versus LedgerGuard's automated recovery engine.
| Audit Metric | In-House / Manual | LedgerGuard Automated |
|---|---|---|
| Audit Coverage | Random sampling when staff have time | Line-by-line validation of every transaction |
| Subscription Waste | Quarterly manual roster reconciliation | Automated cross-reference against employee records |
| Supplier Disputes | Missed entirely below £50 | Every discrepancy flagged against contract terms |
| HMRC Relief Identification | Dependent on accountant awareness | Systematic scan against all qualifying HMRC codes |
| Time to First Finding | 2–4 weeks | Under 60 seconds |
| Data Retention | Spreadsheets stored indefinitely | Processed in memory, deleted post-audit |
| Cost if Nothing Found | Staff time + opportunity cost | £0 |
Responsible Data Handling by Design
Your financial data is processed transiently and never stored on our servers.
ICO Registered
Registration ZC136598. Verifiable at ico.org.uk.
Minimal Data Retention
Files process in server memory and are deleted post-audit. Only the anonymised savings report is retained.
UK GDPR Compliant
Processing under Legitimate Interests and Contractual Necessity bases. Full privacy notice available.
Fully Aligned Incentives. Zero Upfront Risk.
We only earn when you recover capital. No exceptions.
Performance fee on confirmed recovered capital — billed progressively as each saving is verified. If we find nothing, you pay exactly £0.
| Recovery Band | Marginal Rate |
|---|---|
| On the first £15,000 | 35% |
| On the next £35,000 (to £50k) | 25% |
| On the next £100,000 (to £150k) | 15% |
| On anything above £150,000 | 10% |
We onboard a limited number of new audit mandates each quarter to maintain service quality.
Frequently Asked Questions
Everything you need to know about our audit process and fee structure.
We only bill you after savings are confirmed. When a supplier issues a credit, a subscription is cancelled, or a tax relief is filed, we charge our contingency fee on the recovered amount. If our analysis identifies £0 in savings, you pay exactly £0.
We need read-only access to billing records — either via UK Open Banking (Plaid) or a filtered CSV upload. We never require write access to your bank, never see your passwords, and never store personal banking details. You can redact sensitive columns directly in your browser before uploading.
The LoA grants us representation rights to file billing disputes and savings claims on your behalf. We can contact suppliers to resolve overcharges and liaise with your accountant on HMRC filings. We cannot execute financial transactions, access balances, or alter your operations.
Under UK GDPR data minimisation principles, uploaded files are processed in server memory only. Post-audit, memory buffers are overwritten with cryptographic random bytes. We retain only the anonymised Savings Manifest report — no raw financial data is stored.
Our audit covers a comprehensive range of operational and tax-related recovery areas. Common findings include unused software subscriptions, supplier billing errors, unclaimed HMRC reliefs, payroll overpayments, and contract inefficiencies across telecoms, energy, and insurance. The specific findings vary by sector and company size — the audit is tailored to your business.
No. LedgerGuard works alongside your existing accountant and banking relationships. For HMRC tax reliefs, we provide structured file notes that your accountant can include in your CT600 filing or EPS return. We handle carrier disputes and SaaS cancellations directly under the Letter of Authority.
The automated analysis typically completes in under 60 seconds. The full recovery process — including filing disputes with carriers and submitting seat cancellations — takes 5–10 business days depending on vendor response times.
After 90 days, accounts may transition to a hybrid retainer model (subject to mutual agreement) that includes ongoing monitoring for new billing anomalies, quarterly re-audits, and continuous HMRC relief identification as your business expenditure evolves.
Find Out What You’re Losing — In 48 Hours
Request a free, no-obligation audit consultation. If we find nothing, you pay nothing. It’s that simple.
2024/25 Corporation Tax relief claims must be included in your next CT600 filing.